Chime Direct Deposit

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Get your paycheck up to two days early¹

With the early direct deposit feature, your direct deposit will be posted to your Chime Spending Account as soon as it is received from your employer or payer. If you have questions about the timing of your direct deposit please contact your employer. Bank Transfer Initiated Through the Chime Mobile App. ¹ Chime SpotMe is an optional, no fee service that requires $500 in qualifying direct deposits to the Chime Spending Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases initially, but may be later eligible for a higher limit of up to $100 or more based on member's Chime Account. Chime Banking - Help Center. Follow New articles New articles and comments. How do I set up direct deposit? What is early direct deposit? Is direct deposit the only way to add funds to my account? How long will it take for my money to post to my Chime.

Chime Direct Deposit Limit

Get your paycheck early¹ with direct deposit. That’s up to two more days to do more with your money. Stop waiting and start getting paid early!

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Chime Direct Deposit Reviews

Chime is a financial technology company. Banking services provided by
The Bancorp Bank or Stride Bank, N.A.; Members FDIC

Don’t wait for your paycheck

When you receive direct deposit to your Online Chime Spending Account, you can access your funds up to two days early¹. No waiting for your money, and no paper check to get lost in the mail. You’ll get paid as soon as the money is available – which is often up to two days before traditional banks.

Chime Direct Deposit

How to get paid early with direct deposit

Chime is more than a get paid early app. We offer a mobile banking account – including early direct deposit¹ – on behalf of our partners. One of the easiest ways to fund your Chime Spending Account is to set up direct deposit, which can be done in the Chime mobile app. When you open an account through Chime, you can email yourself a pre-filled direct deposit form that you can hand over to your employer. It’s that easy to start getting paid early¹ with direct deposit.

Applying for an account is free and takes less than
2 minutes with no impact to your credit score.

Chime Bank Statement Template

Learn how we collect and use your information by visiting our Privacy Policy›